Business Loans

A Merchant Cash Advance is a form of business funding where a company receives a lump sum of cash upfront in exchange for a portion of its future credit card or debit card sales. It is not a loan—it’s an advance on future revenue, making it accessible for businesses that may not qualify for traditional financing.

A mid-term loan is a type of financial product that has a repayment period of one to five years and is typically used for business expansion, purchasing equipment Fixed-payment. Fixed-payment financing. 

An SBA 7(a) loan is the Small Business Administration’s most popular loan program. It’s designed to help small businesses access affordable, long-term financing through approved lenders. The SBA doesn’t lend the money directly; instead, it guarantees a portion of the loan, making it safer for banks and lenders to approve businesses that might not qualify for traditional financing. SBA 7(a) loans can be used for a wide range of business needs, including working capital, purchasing equipment or inventory, refinancing high-interest debt, buying or expanding a business, or purchasing commercial real estate.

Small ventures often struggle to get a line of credit for business because they don’t meet the criteria that banks or other lenders require. This is where a line of credit comes into play.  A small business line of credit allows businesses to obtain financing without going through the lengthy application process associated with term loans. The commercial line of credit offers flexibility and convenience, allowing companies to manage their cash flow and budget effectively.

Inventory financing is a funding solution that lets a business borrow money using its existing or future inventory as collateral. It’s designed for companies that need cash on hand to buy more products, stock up for busy seasons, or keep shelves full without draining working capital.

Business credit card stacking arranges multiple 0% interest credit cards to maximize your liquidity and spending power. You will get access to more capital than using one credit card or working with one lender. It’s a strategic method that helps pre-revenue companies or industries struggling to access capital receive multiple lines of credit at 0% for 12 to 18 months.

Looking to grow your business? If you need to purchase new equipment or want to lease equipment to grow or start your business, we provide equipment financing solutions for various industries such as construction, manufacturing, transportation, logistics, healthcare, and others. Our goal is to help you get the equipment you need at affordable rates.

Receivables factoring (also called invoice factoring) is a financing solution where a business sells its unpaid invoices to a funding company for immediate cash. Instead of waiting 30–90 days for customers to pay, you unlock working capital right away to keep your business moving.