Factoring Receivables

What Is Receivables Factoring?

Receivables factoring (also called invoice factoring) is a financing solution where a business sells its unpaid invoices to a funding company for immediate cash. Instead of waiting 30–90 days for customers to pay, you unlock working capital right away to keep your business moving.

Benefits of Receivables Factoring

•Get cash immediately instead of waiting on slow-paying customers.
• Simple qualification — ideal for businesses with limited credit or cash flow challenges.
• No debt added — you're selling invoices, not taking out a loan.
• Funding grows with your sales — more invoices = more available capital.
• Perfect for industries with long payment terms such as trucking, staffing, manufacturing, construction, and wholesale.